Title Insurance

Equity offers you flexibility in products and coverage against loss from defects in the title to the property, unknown liens, exceptions and similar problems that could affect the marketability of your title.

Equity National ensures that the equity position in each mortgage transaction is fully protected, Choose from our in-house title insurance products or those offered through our relationships with the country’s largest and most reliable title underwriters.

What you can expect

Equity National offers title insurance products for both refinance and purchase transactions. A title insurance commitment is developed, following a search of the subject property. The policy is created based on the real estate records, which detail ownership, a description of the property and any additional requirements.

Mortgage Filing

Includes search of the public records from the effective date of the report or commitment through the current “as of” date of the appropriate county courthouse (optional)
The mortgage will be recorded and returned to the Client by the applicable county registrar

Commitment

Shows certified owner, legal description, tax information, liens, judgments and mortgages
Indicates conditions that must be satisfied in order to clear title
Indicates if other information is required (i.e. affidavits, resolutions, mortgage satisfactions, etc.)

Title Policy

Shows terms and conditions of insurance
An ALTA Lender’s Short Form Policy electronically in all states where it is available